01
Commercial Development Capital
Project-level financing for ground-up commercial development. We structure capital stacks for borrowers whose project profile, timeline, or asset class falls outside traditional bank credit boxes.
Lend Capital · Texas-Based Commercial Finance
Capital, structured
properly.
Lend Capital is a Texas-based commercial finance firm built on two decades of combined lending experience. We structure secured business-purpose financing for borrowers when traditional bank credit doesn't fit the deal — sourcing development capital, bridge facilities, and bespoke commercial debt through a private network of funding sources.
20+Years
Combined lending and finance experience
$150M+Volume
Lifetime origination volume across the founders' lending companies and loan officers
Publicly Verifiable
NMLS Consumer Access registry
Who We Are
Built on regulated
experience.
Lend Capital is led by Ryan T. McCabe and George B. Shumate Jr. — two operators with more than two decades of combined experience across commercial finance, mortgage lending, healthcare-sector operations, and capital markets.
Ryan came up through institutional lending environments and successfully navigated the post-2008 regulatory overhaul of the financial industry. Both founders have spent their careers structuring transactions that don't fit standard credit boxes. That background informs how Lend Capital evaluates deals, structures capital, and manages risk.
The founders maintain active credentials in regulated financial services — a reflection of how they conduct themselves across everything they touch.
What We DoCommercial finance,
Commercial finance,
structured around the deal.
Lend Capital structures secured business-purpose financing for commercial borrowers. We work outside the constraints of traditional bank credit — sourcing development capital, bridge facilities, and bespoke commercial debt through a private network of funding sources cultivated across two decades of lending relationships.
02
Bridge and Short-Term Facilities
Short-duration secured financing for borrowers needing to bridge between conventional credit cycles — acquisition financing, refinance bridges, and value-add capital for commercial property and operating businesses.
03
Bespoke Commercial Debt
Custom-structured business-purpose debt for borrowers whose financing need doesn't fit a standard product. We work directly with the borrower to design the terms, source the capital, and document the transaction.
Affiliated EntitiesFor residential
For residential
mortgage origination.
Residential mortgage origination is handled through the founders' affiliated entities. Lend Capital does not originate residential mortgages. The affiliated residential entities operate under applicable state and federal mortgage lending regulations. Founder credentials are publicly verifiable through the NMLS Consumer Access registry.
LeadershipWho runs
Who runs
Lend Capital.
$24M
Personal peak volume in solo annual origination
Ryan T. McCabe
Co-Founder & Principal
NMLS-licensed mortgage loan originator (TX, FL)BBA Finance, Mays Business School, Texas A&M University
Two decades across financial services and healthcare. Started in mortgage origination with a national retail bank, moved into wholesale lending, and successfully navigated the post-2008 regulatory overhaul of the industry. Transitioned into healthcare project management with a major medical manufacturer before helping scale a healthcare startup through private equity due diligence as operational lead.
Most recently built out the lending program for a community bank — delivering a 100%+ return on investment within four months of launch and consistently exceeding board-level targets. Co-founder of Lend Mortgage and Lend Capital.
2
Healthcare businesses scaled to multi-million monthly revenue
George B. Shumate Jr.
Co-Founder & Principal
NMLS-licensed mortgage loan originator (TX)Founder and Principal, Lend Mortgage and Lend Capital
Entrepreneur and finance professional working at the intersection of real estate, capital markets, and business operations. Leads strategic growth, capital structuring, and deal origination across the Lend Capital platform.
Prior to finance, built two healthcare businesses from startup to multi-million-dollar monthly revenue. Earlier career with a large healthcare company managing field teams across hospital systems. Background in construction and real estate development informs deal evaluation from both operational and financial angles.
The network of borrowers, referral partners, and capital sources George has cultivated over his career is the engine behind the firm's commercial deal flow.
Get In Touch
Let's talk about
your deal.
Every commercial finance conversation starts the same way — direct, on a call, without a script. Tell us about the deal, the timeline, and what you're trying to accomplish. We'll tell you whether we can help and how.
Direct contacts
George B. Shumate Jr.
Loan origination, deal flow, borrower relationships